What Type of Borrower Gets the Best Mortgage Rate? You might think it's the borrower who negotiates the hardest. Not necessarily. I met a client recently whose first question to every lender was exactly the same: "Can you cover my $600 appraisal fee?" She was determined to get that fee waived. But here's something many borrowers don't realize. When a lender offers a credit to cover your appraisal fee, that money isn't necessarily free. The lender may simply offer a slightly h
